With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford. She focuses on your wants, needs, and desires and tailors the best loan for you and your needs. She provides extensive “hands on” attention to detail from initial consultation to loan closing.
Margaret has comprehensive training in Conventional, Jumbo, FHA, USDA, as well as VA Financing, and participates in ongoing training in underwriting, appraising, credit analysis, and the self-employed borrower. Closing Disclosures are closely reviewed prior to closing to ensure accuracy of all documents.
Excellence and professionalism are the mission of Margaret and Community Lenders Group!
Why You Should Use a Mortgage Broker
A professional mortgage broker is trained to assist a consumer in obtaining the best real estate loan available according to a particular consumer’s needs. Mortgage brokers are not tied to one source of funding, but are able to obtain funds from a wide variety of investors who offer hundreds of loan programs.
Because each of these investors establishes his or her own criteria for credit, property and income, a mortgage broker can almost always match a borrower’s needs with a program to suit those needs.
Who Should Use A Mortgage Broker? Since mortgage brokers arrange real estate secured loans, any current or prospective real estate owner can utilize their services. A mortgage broker can often save a borrower a great deal of time and effort by shopping the lending market for the loan program which is right for the borrower. When using a mortgage broker, a borrower makes just one loan application rather than applying more than once at various other lending institutions. A loan request made through a mortgage broker is then fully processed in the shortest amount of time possible.
Mortgage Brokers Are Competitive. Many banks and mortgage companies originate their loan portfolios strictly through mortgage brokers. A mortgage broker is more likely to have the right program for you than any other type of lender, making mortgage brokers very competitive with mortgage bankers and other savings institutions.
Address & Driving Directions:
327 Dahlonega Street Suite 102B, Cumming, GA 30040